Kurzfristiger Versicherungsschutz

Kurzfristige internationale krankenversicherung

Cover for temporary stay abroad for a period
between 3 and 11 months.

Not sure how long you need cover for, or only plan to be overseas for a few months?

We can provide comprehensive international health insurance for a minimum of three months, so you can focus on making the most of your next chapter with the reassurance that we have your healthcare needs taken care of.

Why choose short-term health insurance?

Flexible length of cover

Compared to a recurring annual insurance policy, our short-term health plans give you the flexibility to match your lifestyle.

Cover that moves with you

Wherever you are relocating to or passing through, your short-term health insurance will be by your side. You can tailor your plan to be covered on a global or regional basis, with emergency treatment included in any case.

Umfassende Versorgung

Unlike standard travel insurance, we cover you for essential treatments as well as medical emergencies. That means you will have the same health access (and more) as in your home country, providing peace of mind for you and your family while abroad.

Zusätzlicher Schutz

You are covered for all the essential medical treatments (long stay hospitalisation, cancer care, overnight surgery, infectious diseases) as standard. In addition, you can enhance your cover with routine care (GP visits, scans and tests) and preventative checks (cancer screenings, annual check-up, mental health support).

Key benefits of our short-term health plans:

Length of cover starting from 3 months

Access to world-class medical facilities and professionals

Unlimited doctor consultations for non-emergencies

Dedicated customer care team, available 24/7 for any query

In-house experienced clinical team by your side

Mental health cover included for any life challenges

Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.

Silver

Annual maximum of $1.000.000 for inpatient and daypatient treatment.

  • Einzelzimmer

  • Full cancer care up to $1.000.000

  • Medical Imaging and scans up to $10.000

  • Rehabilitation, including Physiotherapy, up to $5.000

  • A&E Room Treatment up to $500

  • No inpatient maternity covered

Gold

Annual maximum of $2.000.000 for inpatient and daypatient treatment.

  • Einzelzimmer

  • Full cancer care up to $2.000.000

  • Medical Imaging and scans up to $15.000

  • Rehabilitation, including Physiotherapy, up to $10.000

  • A&E Room Treatment up to $1.000

  • Newborn care cover up to $75.000

  • Inpatient Maternity up to $7.000

Platinum

Inpatient and daypatient treatment is Paid in Full.

  • Einzelzimmer

  • Komplette Krebsbehandlung

  • Medical Imaging and scans Paid in Full

  • Rehabilitation, including Physiotherapy Paid in Full

  • A&E Room Treatment up to $2.000

  • Newborn care cover up to $156.000

  • Inpatient Maternity up to $14.000

  • Mental & Behavioural Healthcare Paid in Full

With Cigna Healthcare you benefit from:

  • Dem Cigna Netzwerk – Unser globales Netzwerk umfasst über 2,2 Millionen zuverlässige Krankenhäuser, Kliniken und Ärzte.
  • 24/7 support - Resources and tools to look after your physical health, mental health and emotional wellbeing.
  • Digital tools - Cigna Wellbeing® app and Global Telehealth for multilingual access to care anytime, from anywhere.
  • Clinical expertise - Our experienced clinical team of doctors and nurses provide personalised medical advice and support.
Frau im Flughafen mit ihrem Baby

Please see more information about our range of International health plans, Cigna Global Health Options.
In addition to our International health plans, we also offer regional cover via our Cigna Close Care℠ plan. 

SilverGoldPlatinum

Our Silver plan covers day-patient cover, including hospital stays and treatment.

Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

Geographic coverSilverGoldPlatinum

Weltweit

Weltweit

Weltweit

Jährliche Leistung gesamtSilverGoldPlatinum

1.000.000 $

2.000.000 $

Unbegrenzt

Inpatient, day-patient and accommodation costsSilverGoldPlatinum

Private room paid in full

Private room paid in full

Private room paid in full

KrebsbehandlungenSilverGoldPlatinum

Vollständige Kostenübernahme

Vollständige Kostenübernahme

Vollständige Kostenübernahme

Mental and behavioral healthcareSilverGoldPlatinum

Up to $5.000

Up to $10.000

Vollständige Kostenübernahme

MutterschaftsleistungenSilverGoldPlatinum

Nicht enthalten

Routine inpatient maternity cover – paid in full up to $7.000

Routine inpatient maternity cover – paid in full up to $14.000

    Silver
    • Our Silver plan covers day-patient cover, including hospital stays and treatment.

    Gold
    • Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

    Platinum
    • Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

    Geographic cover
      Silver
      • Weltweit

      Gold
      • Weltweit

      Platinum
      • Weltweit

      Jährliche Leistung gesamt
        Silver
        • 1.000.000 $

        Gold
        • 2.000.000 $

        Platinum
        • Unbegrenzt

        Inpatient, day-patient and accommodation costs
          Silver
          • Private room paid in full

          Gold
          • Private room paid in full

          Platinum
          • Private room paid in full

          Krebsbehandlungen
            Silver
            • Vollständige Kostenübernahme

            Gold
            • Vollständige Kostenübernahme

            Platinum
            • Vollständige Kostenübernahme

            Mental and behavioral healthcare
              Silver
              • Up to $5.000

              Gold
              • Up to $10.000

              Platinum
              • Vollständige Kostenübernahme

              Mutterschaftsleistungen
                Silver
                • Nicht enthalten

                Gold
                • Routine inpatient maternity cover – paid in full up to $7.000

                Platinum
                • Routine inpatient maternity cover – paid in full up to $14.000

                Our essential plan covers you in your country of residence and your home country.

                You can also add modules to extend this cover, including dental and wider outpatient care.

                Geographic coverClose Care℠

                Country you’re living in and home country only

                Jährliche Leistung gesamtClose Care℠

                $500.000 (with $250.000 condition limit)

                Inpatient, day-patient and accommodation costsClose Care℠

                Semi-private room paid in full

                KrebsbehandlungenClose Care℠

                Vollständige Kostenübernahme

                Mental and behavioral healthcareClose Care℠

                Nicht enthalten

                MutterschaftsleistungenClose Care℠

                Nicht enthalten

                  Our essential plan covers you in your country of residence and your home country.

                  You can also add modules to extend this cover, including dental and wider outpatient care.

                    Geographic cover
                      Close Care℠
                      • Country you’re living in and home country only

                      Jährliche Leistung gesamt
                        Close Care℠
                        • $500.000 (with $250.000 condition limit)

                        Inpatient, day-patient and accommodation costs
                          Close Care℠
                          • Semi-private room paid in full

                          Krebsbehandlungen
                            Close Care℠
                            • Vollständige Kostenübernahme

                            Mental and behavioral healthcare
                              Close Care℠
                              • Nicht enthalten

                              Mutterschaftsleistungen
                                Close Care℠
                                • Nicht enthalten

                                Weitere Informationen

                                familie reist

                                Warum sollten Sie sich für eine internationale Krankenversicherung entscheiden?

                                Ganz gleich, ob Sie Ihren Umzug ins Ausland planen oder sich bereits dort niedergelassen haben – mit einer internationalen Krankenversicherung sind Sie in jedem Fall gut abgesichert.
                                Paar auf dem Sofa

                                Der Unterschied zwischen Reise- und Internationaler Krankenversicherung

                                Unsere Infografik verdeutlicht einige wichtige Unterschiede zwischen Reise- und Auslandskrankenversicherungen und zeigt, was vor einem Umzug oder einer Reise ins Ausland zu bedenken ist.
                                Frau auf dem Sofa

                                So wird Ihr Umzug ins Ausland stressfreier

                                Eine vorausschauende Planung ist unerlässlich, wenn Ihr Umzug ins Ausland so stressfrei wie möglich verlaufen soll.