Discover high-quality healthcare and redefine your coverage effortlessly with Cigna Healthcare.
Cover wherever you are for you and your family
Direct access to mental health support: No waiting period
Extensive preventative care: No medical exclusion applies
5-star Customer Service
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We know how important it is to feel confident in your healthcare provider. If you’re thinking about making a change, we are here to support you every step of the way.
Changing health provider doesn’t have to feel overwhelming – let us help make the process smooth, simple, and stress-free, so you can get back to focusing on what truly matters: your health and well-being.
Key benefits of switching to Cigna Healthcare.
Annual maximum of $1.000.000 for inpatient and daypatient treatment.
Einzelzimmer
Full cancer care up to $1.000.000
Medical Imaging and scans up to $10.000
Rehabilitation, including Physiotherapy, up to $5.000
A&E Room Treatment up to $500
No inpatient maternity covered
Annual maximum of $2.000.000 for inpatient and daypatient treatment.
Einzelzimmer
Full cancer care up to $2.000.000
Medical Imaging and scans up to $15.000
Rehabilitation, including Physiotherapy, up to $10.000
A&E Room Treatment up to $1.000
Newborn care cover up to $75.000
Inpatient Maternity up to $7.000
Inpatient and daypatient treatment is Paid in Full.
Einzelzimmer
Komplette Krebsbehandlung
Medical Imaging and scans Paid in Full
Rehabilitation, including Physiotherapy Paid in Full
A&E Room Treatment up to $2.000
Newborn care cover up to $156.000
Inpatient Maternity up to $14.000
Mental & Behavioural Healthcare Paid in Full
Silver | Gold | Platinum | |
---|---|---|---|
Our Silver plan covers day-patient cover, including hospital stays and treatment. | Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family. | Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full. |
|
Geographic cover | Silver | Gold | Platinum |
Weltweit | Weltweit | Weltweit |
|
Jährliche Leistung gesamt | Silver | Gold | Platinum |
1.000.000 $ | 2.000.000 $ | Unbegrenzt |
|
Inpatient, day-patient and accommodation costs | Silver | Gold | Platinum |
Private room paid in full | Private room paid in full | Private room paid in full |
|
Krebsbehandlungen | Silver | Gold | Platinum |
Vollständige Kostenübernahme | Vollständige Kostenübernahme | Vollständige Kostenübernahme |
|
Mental and behavioral healthcare | Silver | Gold | Platinum |
Up to $5.000 | Up to $10.000 | Vollständige Kostenübernahme |
|
Mutterschaftsleistungen | Silver | Gold | Platinum |
Nicht enthalten | Routine inpatient maternity cover – paid in full up to $7.000 | Routine inpatient maternity cover – paid in full up to $14.000 |
Our Silver plan covers day-patient cover, including hospital stays and treatment.
Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.
Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.
Weltweit
Weltweit
Weltweit
1.000.000 $
2.000.000 $
Unbegrenzt
Private room paid in full
Private room paid in full
Private room paid in full
Vollständige Kostenübernahme
Vollständige Kostenübernahme
Vollständige Kostenübernahme
Up to $5.000
Up to $10.000
Vollständige Kostenübernahme
Nicht enthalten
Routine inpatient maternity cover – paid in full up to $7.000
Routine inpatient maternity cover – paid in full up to $14.000
Our essential plan covers you in your country of residence and your home country. You can also add modules to extend this cover, including dental and wider outpatient care. |
||
Geographic cover | Close Care℠ | |
Country you’re living in and home country only |
||
Jährliche Leistung gesamt | Close Care℠ | |
$500.000 (with $250.000 condition limit) |
||
Inpatient, day-patient and accommodation costs | Close Care℠ | |
Semi-private room paid in full |
||
Krebsbehandlungen | Close Care℠ | |
Vollständige Kostenübernahme |
||
Mental and behavioral healthcare | Close Care℠ | |
Nicht enthalten |
||
Mutterschaftsleistungen | Close Care℠ | |
Nicht enthalten |
Our essential plan covers you in your country of residence and your home country.
You can also add modules to extend this cover, including dental and wider outpatient care.
Country you’re living in and home country only
$500.000 (with $250.000 condition limit)
Semi-private room paid in full
Vollständige Kostenübernahme
Nicht enthalten
Nicht enthalten
An overview of key benefits, for full benefits please view Product Brochure [PDF]
Plan tier | Silver | Gold | Platinum |
---|---|---|---|
Geltungsbereich |
Worldwide or Worldwide excluding USA |
||
Annual overall benefit maximum – per beneficiary per period of cover | Silver | Gold | Platinum |
1.000.000 $ |
2.000.000 $ |
✓ |
|
Krankenhausgebühren | Silver | Gold | Platinum |
✓ Private room | ✓ Private room | ✓ Private room | |
Erweiterte bildgebende Verfahren (MRT, CT und PET) | Silver | Gold | Platinum |
As part of impatient, daypatient or outpatient treatment. | 10.000 $ | 15.000 $ | ✓ |
Psychiatrische Behandlung und Verhaltenstherapie | Silver | Gold | Platinum |
5.000 $ | 10.000 $ | ✓ | |
Krebsbehandlungen | Silver | Gold | Platinum |
✓ | ✓ | ✓ | |
Versicherungsschutz für die Notaufnahme in ein Krankenhaus außerhalb des Versicherungsgebiets | Silver | Gold | Platinum |
100.000 $ | 250.000 $ | ✓ | |
Routine maternity cover (12 months) | Silver | Gold | Platinum |
✕ | 7.000 $ | 14.000 $ | |
Globale Telemedizin mit Teladoc | Silver | Gold | Platinum |
Unbegrenzte Konsultationen |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
1.000.000 $
2.000.000 $
✓
✓Private room
✓Private room
✓Private room
As part of impatient, daypatient or outpatient treatment.
10.000 $
15.000 $
✓
5.000 $
10.000 $
✓
✓
✓
✓
100.000 $
250.000 $
✓
✕
7.000 $
14.000 $
Unbegrenzte Konsultationen
The following sections detail the optional benefits you can choose to add to your core cover. For full list of optional benefits, please view the Product Brochure
The International Outpatient optional module provides more comprehensive outpatient care where a hospital admission as a daypatient or inpatient is not required, including consultations with specialists, prescribed outpatient drugs and dressings, rehabilitation, genetic cancer testing and much more. For a more detailed overview of the optional International Outpatient module, please view our Product Brochure [PDF]
Annual International Outpatient benefit maximum – per beneficiary per period of cover | Silver | Gold | Platinum |
---|---|---|---|
15.000 $ | 35.000 $ | ✓ | |
Consultations with medical practitioners and specialists (in-person or virtual appointments) | Silver | Gold | Platinum |
2.500 $ | 5.000 $ | ✓ | |
Verschriebene Medikamente und Verbandsmaterial | Silver | Gold | Platinum |
1.500 $ | 3.000 $ | ✓ | |
Pathologie, Radiologie und diagnostische Tests (ausschließlich erweiterte bildgebende Verfahren) | Silver | Gold | Platinum |
2,5000 $ | 5.000 $ | ✓ | |
Pre-natal and post natal care | Silver | Gold | Platinum |
✕ | 3.500 $ | 7.000 $ | |
60+ Versorgung | Silver | Gold | Platinum |
500 $ | 1.000 $ | 2.000 $ |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
15.000 $
35.000 $
✓
2.500 $
5.000 $
✓
1.500 $
3.000 $
✓
2,5000 $
5.000 $
✓
✕
3.500 $
7.000 $
500 $
1000 $
2.000 $
Wir wissen, wie wichtig Ihr allgemeines Wohlbefinden und ein ausgewogenes Leben sind. Neben Gesundheitschecks, Tests und Untersuchungen stärkt dieses Modul Sie und Ihre Familie auch durch die Dienstleistungen und die tägliche Förderung Ihrer persönlichen Gesundheit und Ihres Wohlbefindens. Your Wellness companion, comprising of the Life Management Assistance programme and the Wellness Coaching, is available to help you and your family stay healthy and well, both physically and mentally.
Lebensberatungsprogramm | Silver | Gold | Platinum |
---|---|---|---|
24/7 access to counsellors for mental and behavioural health support. | ✓ | ✓ | ✓ |
Telefonisches Wellness-Coaching | Silver | Gold | Platinum |
Access to a personal wellness coach for lasting lifestyle changes. | ✓ | ✓ | ✓ |
Programm zur Unterstützung der psychischen Gesundheit | Silver | Gold | Platinum |
Bis zu 20 persönliche Beratungsgespräche pro Erkrankung und Versicherungsdauer. | ✓ | ✓ | ✓ |
Routinemäßige körperliche Untersuchung für Erwachsene | Silver | Gold | Platinum |
225 $ | 450 $ | 600 $ | |
Fußbehandlungen durch einen Fußpfleger oder Podologen | Silver | Gold | Platinum |
$225 up to 5 sessions | $450 up to 10 sessions | $900 up to 15 sessions | |
Cancer Screenings | Silver | Gold | Platinum |
225 $ | 450 $ | ✓ |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
24/7 access to counsellors for mental and behavioural health support.
✓
✓
✓
Access to a personal wellness coach for lasting lifestyle changes.
✓
✓
✓
Bis zu 20 persönliche Beratungsgespräche pro Erkrankung und Versicherungsdauer.
✓
✓
✓
225 $
450 $
600 $
$225 up to 5 sessions
$450 up to 10 sessions
$900 up to 15 sessions
225 $
450 $
Der internationale augenärztliche und zahnärztliche Versicherungsschutz deckt die Kosten des Anspruchsberechtigten in Verbindung mit routinemäßigen augenärztlichen Untersuchungen sowie die Kosten für Brillen und Brillengläser ab. Ebenso darin enthalten sind eine Reihe vorbeugender, routinemäßiger und umfangreicher zahnärztlicher Behandlungen.
Annual Dental Treatment benefit maximum | Silver | Gold | Platinum |
---|---|---|---|
1.250 $ | 2.500 $ | 5.500 $ | |
Präventivversorgung (3 months) | Silver | Gold | Platinum |
✓ | ✓ | ✓ | |
Routineversorgung (3 months) | Silver | Gold | Platinum |
80 % Erstattung | 90 % Erstattung | ✓ | |
Umfassende Zahnrestauration (12 months) | Silver | Gold | Platinum |
70 % Erstattung | 80 % Erstattung | ✓ | |
Kieferorthopädische Behandlung (18 months) | Silver | Gold | Platinum |
40 % Erstattung | 50 % Erstattung | 50 % Erstattung |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
1.250 $
2.500 $
5.500 $
✓
✓
✓
80 % Erstattung
90 % Erstattung
✓
70 % Erstattung
80 % Erstattung
✓
40 % Erstattung
50 % Erstattung
50 % Erstattung
International Medical Evacuation provides coverage for reasonable transportation costs to the nearest centre of medical excellence in the event that treatment is not available locally in an emergency. This option also includes medical repatriation coverage, as a result of a serious illness or after a traumatic event or surgery. Compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness will also be covered.
Medizinische Evakuierung | Silver | Gold | Platinum |
---|---|---|---|
✓ | ✓ | ✓ | |
Medizinische Rückführung | Silver | Gold | Platinum |
✓ | ✓ | ✓ | |
Crisis Assistance Plus Programme |
This programme is provided by global crisis response experts, FocusPoint International®, who support global travellers with 24/7 multilingual response centres and resources in over 100 countries. Crisis Assistance Plus™ (CAP) provides time-sensitive advice and coordinated in-country crisis assistance for risks when travelling. |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
✓
✓
✓
✓
✓
✓
Unser ganzheitlicher Gesundheitsansatz ermöglicht es uns, eine Vielzahl von Aspekten – in Körper, Geist und allen Lebensbereichen – zu betrachten, die Ihr Wohlbefinden ausmachen. So können wir mehr Unterstützung anbieten.
Innovative Tools und Apps, darunter Global Telehealth, ermöglichen Ihnen einen mehrsprachigen Zugang zu medizinischer Versorgung – jederzeit und von überall.
Unsere flexiblen Pläne geben Ihnen die Möglichkeit, eine Versicherung zu erstellen, die Ihren Bedürfnissen und Ihrem Budget entspricht.
Unser erfahrenes Team steht Ihnen mit fachlicher Unterstützung für Ihre körperliche und geistige Gesundheit sowie Ihr emotionales Wohlbefinden zur Seite.
Wechseln Sie noch heute zu Cigna Global. |
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