Better access starts here

Cigna Healthcare international health insurance typically covers inpatient hospital treatment, outpatient consultations, preventive care, mental health services, and emergency assistance worldwide. Specific coverage depends on the plan selected. Members can access a global network of hospitals and clinics, often with direct billing so there’s no out-of-pocket payment at the point of care.

Cigna Healthcare connects expatriates to a trusted network of healthcare providers in their country of residence, reducing the stress of navigating unfamiliar healthcare systems. Members benefit from 24/7 support, preventive care access, mental health services, and emergency assistance – all designed to help expats stay healthy, balanced and productive wherever life takes them.

Cigna Healthcare provides health insurances for both individuals and businesses. Whether you’re an individual or family living internationally, an expatriate seeking continuity of care, or a business looking to provide health benefits to a globally mobile workforce, we’ve got plans designed to meet your needs.

Yes. Cigna Healthcare plans are often designed to be portable, meaning coverage can travel with you regardless of which country you are in. Specific coverage depends on the plan selected, but our options mean we’re particularly well-suited to expats, globally mobile professionals, and frequent travellers who need consistent access to quality care across borders. In certain locations, we also offer domestic health plans, which limit coverage to healthcare providers and networks within that country.

‘Better you starts here’ is Cigna Healthcare’s campaign message for individuals – a promise that with the right health support, everyone can become a better version of themselves. It reflects our belief that health isn’t just about treating illness; it’s about building the physical and mental well-being that lets you live, work, and connect at your best. Better you starts the moment you have access to the care and support you need, wherever you are.

Our plans are designed for everyday well-being, not just crisis care. Depending on the plan, members have access to a mix of virtual health consultations, mental health and stress management resources, preventive health services including screenings and check-ups, and digital well-being tools. This means you can stay on top of your health proactively, building the habits and resilience that help you feel better, perform better, and live better, every day.